农业供应链金融的风险分担机制研究 -金融学专业

摘要

农业供应链金融作为解决农业领域融资难题的重要手段，近年来受到广泛关注。然而，由于农业生产的特殊性和供应链环节的复杂性，风险分担问题成为制约其发展的关键因素。本研究旨在探讨农业供应链金融中的风险分担机制，通过构建理论模型并结合实证分析，揭示各参与主体在不同情境下的风险分担策略及其影响。合理的风险分担机制能够显著提升供应链整体绩效，并降低系统性风险的发生概率。创新点在于提出了基于动态调整的风险分担框架，强调信息共享和技术支持在优化风险分配中的重要作用。此外，研究还发现政府政策干预在缓解信息不对称和促进合作方面具有显著效果。总体而言，本研究为完善农业供应链金融体系提供了理论依据和实践指导，对推动农村金融发展和乡村振兴战略实施具有重要意义。

关键词：农业供应链金融；风险分担机制；博弈论；动态调整框架；政府政策干预

Research on Risk Sharing Mechanism in Agricultural Supply Chain Finance

英文人名

Directive teacher:×××

Abstract

Agricultural supply chain finance, as an important means to solve the financing problem in the agricultural field, has been widely concerned in recent years. However, because of the particularity of agricultural production and the complexity of supply chain, the problem of risk sharing has become a key factor restricting its development. The purpose of this study is to explore the risk sharing mechanism in agricultural supply chain finance, and to reveal the risk sharing strategy and its impact of each participant in different situations by constructing theoretical models and combining with empirical analysis. Reasonable risk sharing mechanism can significantly improve the overall performance of the supply chain and reduce the probability of systemic risk. The innovative point is to propose a risk-sharing fr amework based on dynamic adjustment, emphasizing the important role of information sharing and technical support in optimizing risk allocation. In addition, the study also found that government policy intervention has a significant effect on alleviating information asymmetry and promoting cooperation. Overall, this study provides theoretical basis and practical guidance for improving the agricultural supply chain financial system, and is of great significance for promoting the development of rural finance and the implementation of rural revitalization strategy.

Keywords: Agricultural Supply Chain Finance；Risk Sharing Mechanism；Game Theory；Dynamic Adjustment fr amework；Government Policy Intervention

引言 1

一、农业供应链金融风险概述 1

(一)农业供应链金融的内涵与特征 1

(二)风险分担机制的研究背景 2

(三)风险分担机制的核心问题 2

二、风险分担机制的理论基础 3

(一)供应链金融风险管理理论 3

(二)风险分担的经济学原理 3

(三)相关理论在农业领域的适用性 4

三、农业供应链金融风险识别与评估 4

(一)主要风险类型的识别 4