摘 要
本文聚焦于保险资管公司的投资效率问题，首先概述了投资效率的定义、特点及行业整体水平。随后，深入识别了影响投资效率的关键因素，包括经营管理能力、投资结构和风险管理能力等。针对保险资管公司，文章剖析了其投资效率面临的海外投资限制、市场竞争加剧、合规成本增加及治理结构不完善等具体问题。在此基础上，提出了建立多元化海外投资组合、提升投资能力、完善合规体系及优化股权结构等优化策略。本研究旨在为保险资管公司提供一套全面、可行的投资效率提升方案，以应对复杂多变的金融市场环境，推动保险行业的持续健康发展。
关键词：保险资管；投资效率；优化策略
Abstract
This paper focuses on the investment efficiency of insurance asset management companies, and first summarizes the definition and characteristics of investment efficiency and the overall level of the industry. Subsequently, the key factors affecting the investment efficiency, including operation and management ability, investment structure and risk management ability. For insurance asset management companies, this paper analyzes the specific problems of their investment efficiency, such as overseas investment restrictions, intensified market competition, increased compliance cost and imperfect governance structure. On this basis, the optimization strategies such as establishing diversified overseas investment portfolio, improving investment capacity, improving compliance system and optimizing equity structure are proposed. This study aims to provide a comprehensive and feasible investment efficiency improvement scheme for insurance asset management companies, so as to cope with the complex and changeable financial market environment and promote the sustainable and healthy development of the insurance industry.
Key words: Insurance asset management; investment efficiency; optimization strategy
目 录
一、引言 1
二、投资效率相关概述 1
（一）投资效率的定义 1
（二）投资效率的特点 2
（三）行业整体投资效率水平 2
三、投资效率影响因素识别 2
（一）经营管理能力 2
（二）投资结构 3
（三）风险管理能力 3
四、保险资管公司投资效率问题剖析 4
（一）海外投资限制 4
（二）市场竞争加剧 4
（三）合规成本增加 4
（四）治理结构不完善 5
五、保险资管公司投资效率优化策略 5
（一）建立多元化海外投资组合 5
（二）提升投资能力 6
（三）完善合规体系 6
（四）优化股权结构 7
结论 7
参考文献 7
致谢 8
