供应链金融创新对营运资金管理的影响 -财务管理专业

摘要

全球经济一体化和信息技术的快速发展推动了供应链金融的创新，这种服务模式对企业的营运资金管理产生了重要影响。本文首先介绍了研究背景和意义，明确了研究目的和重点。接着，详细解释了供应链金融的定义、特点和主要模式，如预付款融资、应收账款融资和存货融资，并探讨了其与营运资金管理的关系。文章分析了供应链金融创新的动因和类型，以及其对企业营运资金管理的积极影响，例如提高资金流动性和降低融资成本。此外，提出了优化供应链金融创新的策略，包括与企业整体战略一致的创新原则，通过金融科技提高服务效率和安全性的实施路径，以及现金、应收账款和存货管理的优化措施。最后，强调了供应链协同与合作策略的重要性，包括合作伙伴的选择和协同机制的构建。

关键词：供应链金融；营运资金管理；创新策略；风险管理；供应链协同

THE IMPACT OF SUPPLY CHAIN FINANCE INNOVATION ON WORKING CAPITAL MANAGEMENT

ABSTRACT

Global economic integration and the rapid development of information technology promote the innovation of supply chain finance, and this service model has an important impact on the working capital management of enterprises. This paper first introduces the background and significance of the research, and clarifies the purpose and focus of the research. Then, it explains the definition, characteristics and main models of supply chain finance in detail, such as prepayment financing, accounts receivable financing and inventory financing, and discusses its relationship with working capital management. This paper analyzes the drivers and types of supply chain finance innovation, as well as its positive impact on the working capital management of enterprises, such as improving capital liquidity and reducing financing costs. In addition, strategies to optimize supply chain finance innovation are proposed, including innovation principles consistent with the overall strategy of the enterprise, implementation paths to improve service efficiency and security through fintech, and optimization measures for cash, receivables and inventory management. Finally, the importance of supply chain coordination and cooperation strategy is emphasized, including the choice of partners and the construction of coordination mechanism.

KEY WORDS：Supply Chain Finance; Working Capital Management; Innovation Strategy; Risk Management; Supply Chain Collaboration

摘要 I

ABSTRACT II

第1章引言 2

第2章供应链金融理论基础 3

2.1 供应链金融的定义与特点 3

2.2 供应链金融的主要模式 3

2.3 营运资金管理理论 3

2.4 供应链金融与营运资金管理的关系 4

第3章供应链金融创新现状分析 5

3.1 供应链金融创新的动因 5

3.2 供应链金融创新的类型 5