摘 要
在当前全球化经济背景下，国际贸易作为国与国之间经济往来的重要形式，其面临的财务风险日益凸显，如何有效规避这些风险成为众多企业关注的焦点。本文通过对国际贸易中财务风险的系统分析，旨在为企业提供一套科学的风险管理和规避策略。首先，通过对财务风险概念的界定与分类，为后续的风险识别与管理奠定基础。接着，深入探讨了国际贸易中财务风险的主要表现及其成因，包括汇率风险、信用风险、政策风险及其他财务风险等，分析了这些风险对企业国际贸易活动的潜在影响。在此基础上，提出了一系列针对性的财务风险规避策略。这些策略包括汇率风险的时间和工具对冲、信用风险的评估与控制、政策风险的预测与多元化布局以及综合风险管理体系的建立等。通过案例分析，本文验证了这些规避策略在实践中的有效性，并进一步总结了成功规避国际贸易财务风险的企业实践，以期为更多企业提供参考和借鉴。最后，本文总结了研究成果，强调了国际贸易财务风险管理的重要性，并对未来可能的研究方向进行了展望。
关键词：国际贸易；财务风险；风险管理；规避策略
Abstract
Under the current economic background of globalization, international trade, as an important form of economic exchanges between countries, faces increasingly prominent financial risks. How to effectively avoid these risks has become the focus of attention of many enterprises. Through the systematic analysis of financial risk in international trade, this paper aims to provide a set of scientific risk management and avoidance strategies for enterprises. Firstly, through the definition and classification of financial risk concept, it lays the foundation for the subsequent risk identification and management. Then, the paper deeply discusses the main manifestations and causes of financial risks in international trade, including exchange rate risk, credit risk, policy risk and other financial risks, and analyzes the potential impact of these risks on enterprises' international trade activities. On this basis, a series of targeted financial risk avoidance strategies are put forward. These strategies include time and instrument hedging of exchange rate risk, evaluation and control of credit risk, prediction and diversification of policy risk and establishment of comprehensive risk management system. Through case analysis, this paper verifies the effectiveness of these avoidance strategies in practice, and further summarizes the practice of successfully avoiding international trade financial risks, in order to provide reference for more enterprises. Finally, this paper summarizes the research results, emphasizes the importance of international trade financial risk management, and looks forward to the possible research directions in the future.
Key Words：International trade; Financial risk; Risk management; Evasive strategy
目 录
摘 要 I
Abstract II
第1章 绪论 1
1.1 研究背景与意义 1
1.2 国内外研究现状 1
第2章 财务风险概念界定与分类 3
2.1 财务风险的定义与特点 3
2.2 国际贸易中常见的财务风险类型 3
第3章 国际贸易中财务风险的主要表现及成因 5
3.1 汇率风险 5
3.1.1 汇率波动对国际贸易的影响 5
3.1.2 汇率风险的成因分析 5
3.2 信用风险 6
3.2.1 国际贸易中的信用问题 6
3.2.2 信用风险的成因与表现 7
3.3 政策风险 7
3.3.1 国家政策变动对国际贸易的影响 7
3.3.2 政策风险的识别与评估 8
3.4 政策风险 8
3.4.1 物流成本风险 8
3.4.2 税务风险 9
第4章 国际贸易财务风险规避策略 10
4.1 汇率风险规避策略 10
4.2 信用风险规避策略 11
4.3 政策风险规避策略 13
4.4 综合财务风险规避策略 14
第5章 案例分析 17
5.1 汇率风险规避案例 17
5.2 信用风险规避案例 17
5.3 价格波动风险规避案例 18
结 论 19
参考文献 20
致 谢 21
