摘 要
本文主要探讨信用衍生品在风险管理中的使用效果以及存在的问题，并提出改进措施。文章介绍了信用风险和信用衍生品的含义和分类，并分析了国内外信用衍生品市场的发展情况。在风险管理中，作者发现信用衍生品的使用存在不健全的内部管理制度、不成熟和缺失的相关法律法规以及产品的复杂性等问题。针对这些问题，文章提出了加强机构内部管理制度、完善法律法规和监管制度以及降低产品复杂性和风险等改进措施。最后，文章指出了信用衍生品在金融风险管理中的重要性，建议引入信用衍生品需要严格的风险管理，并从金融市场整体层面上加强监管。
关键词：信用衍生品、风险管理、内部管理制度、法律法规
Abstract
This paper mainly discusses the effects of the use of credit derivatives in risk management and the existing problems, and puts forward improvement measures. This paper introduces the meaning and classification of credit risk and credit derivatives, and analyzes the development of credit derivatives markets at home and abroad. In risk management, the author finds that there are problems in the use of credit derivatives, such as unsound internal management system, immature and missing relevant laws and regulations, and complexity of products. In response to these problems, the paper puts forward measures to strengthen the internal management system, perfect the laws, regulations and supervision system, and reduce the complexity and risk of products. Finally, the paper points out the importance of credit derivatives in financial risk management, and suggests that introducing credit derivatives requires strict risk management and strengthening supervision from the overall level of financial market.
Keyword:Credit derivatives、risk management、internal management system、laws and regulations
目 录
1引言 1
2信用衍生品的基本概念和分类 1
2.1 信用风险与信用衍生品 1
2.2 信用衍生品的分类和特点 2
2.3 国内外信用衍生品市场的发展情况 2
3风险管理中的信用衍生品使用中的问题 3
3.1 信用风险内部管理制度不健全 3
3.2 相关法律法规的不成熟和缺失 3
3.3 衍生产品的复杂性 3
4风险管理中信用衍生品使用的改进措施 4
4.1 加强机构内部管理制度 4
4.2 完善法律法规和监管制度 4
4.3 降低复杂性和风险 5
5结论 5
参考文献 7
致谢 8
本文主要探讨信用衍生品在风险管理中的使用效果以及存在的问题，并提出改进措施。文章介绍了信用风险和信用衍生品的含义和分类，并分析了国内外信用衍生品市场的发展情况。在风险管理中，作者发现信用衍生品的使用存在不健全的内部管理制度、不成熟和缺失的相关法律法规以及产品的复杂性等问题。针对这些问题，文章提出了加强机构内部管理制度、完善法律法规和监管制度以及降低产品复杂性和风险等改进措施。最后，文章指出了信用衍生品在金融风险管理中的重要性，建议引入信用衍生品需要严格的风险管理，并从金融市场整体层面上加强监管。
关键词：信用衍生品、风险管理、内部管理制度、法律法规
Abstract
This paper mainly discusses the effects of the use of credit derivatives in risk management and the existing problems, and puts forward improvement measures. This paper introduces the meaning and classification of credit risk and credit derivatives, and analyzes the development of credit derivatives markets at home and abroad. In risk management, the author finds that there are problems in the use of credit derivatives, such as unsound internal management system, immature and missing relevant laws and regulations, and complexity of products. In response to these problems, the paper puts forward measures to strengthen the internal management system, perfect the laws, regulations and supervision system, and reduce the complexity and risk of products. Finally, the paper points out the importance of credit derivatives in financial risk management, and suggests that introducing credit derivatives requires strict risk management and strengthening supervision from the overall level of financial market.
Keyword:Credit derivatives、risk management、internal management system、laws and regulations
目 录
1引言 1
2信用衍生品的基本概念和分类 1
2.1 信用风险与信用衍生品 1
2.2 信用衍生品的分类和特点 2
2.3 国内外信用衍生品市场的发展情况 2
3风险管理中的信用衍生品使用中的问题 3
3.1 信用风险内部管理制度不健全 3
3.2 相关法律法规的不成熟和缺失 3
3.3 衍生产品的复杂性 3
4风险管理中信用衍生品使用的改进措施 4
4.1 加强机构内部管理制度 4
4.2 完善法律法规和监管制度 4
4.3 降低复杂性和风险 5
5结论 5
参考文献 7
致谢 8
