摘 要
本文主要探讨中小企业融资难问题，通过对相关概念和理论的归纳总结，分析了中小企业融资难问题的现状，深入剖析了中小企业融资难的原因，以及融资难问题对中小企业的影响。与此同时，通过查阅海量文献，进一步提出了解决中小企业融资难问题的建议，包括加强政策支持、完善金融体系，中小企业自我调整和转型升级，以及通过股权融资缓解融资难题等方法。本研究发现中小企业融资难问题不仅是中小企业面临的普遍难题，也是抑制中小企业健康发展和壮大的重要因素之一。政策支持和完善金融体系是解决融资难问题的关键之一，应当大力推动对中小企业的财政支持和信贷支持，并加快构建适应中小企业融资需求的金融服务体系。此外，中小企业也应该加强自身调整和转型升级，增强企业内部的融资能力。最后，通过发行股票、增资扩股等方式，中小企业可以通过股权融资方式来缓解融资难题。本研究为了解中小企业融资难问题提供了比较全面的理论支撑和实践建议，有助于政府和企业有效解决中小企业融资难问题，促进中小企业的健康发展和健康经济。
关键词：中小企业、融资难题、政策支持
Abstract
This paper mainly discusses the financing difficulties of small and medium-sized enterprises, through the induction and summary of related concepts and theories, analyzes the current situation of the financing difficulties of small and medium-sized enterprises, in-depth analysis of the reasons for the financing difficulties of small and medium-sized enterprises, as well as the impact of financing difficulties on small and medium-sized enterprises. At the same time, by referring to a large number of literatures, this paper further puts forward some suggestions to solve the financing difficulties of smes, including strengthening policy support, improving the financial system, self-adjustment, transformation and upgrading of smes, and alleviating financing difficulties through equity financing. This study finds that the financing difficulty of smes is not only a common problem faced by smes, but also one of the important factors that inhibit the healthy development and growth of smes. Policy support and improvement of the financial system are one of the keys to solving the financing problem. We should vigorously promote the financial support and credit support for small and medium-sized enterprises, and speed up the construction of a financial service system to meet the financing needs of small and medium-sized enterprises. In addition, small and medium-sized enterprises should also strengthen their own adjustment, transformation and upgrading, and enhance their internal financing capacity. Finally, by issuing shares, increasing capital and expanding shares, small and medium-sized enterprises can alleviate financing problems through equity financing. This study provides more comprehensive theoretical support and practical suggestions for understanding the financing difficulties of small and medium-sized enterprises, which is helpful for the government and enterprises to effectively solve the financing difficulties of small and medium-sized enterprises and promote the healthy development of small and medium-sized enterprises and healthy economy.
Keyword:Small and medium-sized enterprises, financing problems, policy support
目 录
1. 绪论 1
1.1 研究背景及意义 1
1.2 国内外研究现状 1
1.3 研究方法及论文结构 2
2. 相关概念及理论基础 3
2.1 中小企业分类及特征 3
2.2 融资概念及融资方式 3
2.3 中小企业融资难题与原因 4
3. 中小企业融资难题 5
3.1 融资难问题的现状分析 5
3.2 中小企业融资难的原因分析 5
3.3 融资难问题对中小企业的影响 6
4. 解决中小企业融资难问题 7
4.1 加强政策支持，完善金融体系 7
4.2 中小企业自我调整和转型升级 7
4.3 通过股权融资缓解融资难题 8
5. 结论 9
参考文献 10
致 谢 11
本文主要探讨中小企业融资难问题，通过对相关概念和理论的归纳总结，分析了中小企业融资难问题的现状，深入剖析了中小企业融资难的原因，以及融资难问题对中小企业的影响。与此同时，通过查阅海量文献，进一步提出了解决中小企业融资难问题的建议，包括加强政策支持、完善金融体系，中小企业自我调整和转型升级，以及通过股权融资缓解融资难题等方法。本研究发现中小企业融资难问题不仅是中小企业面临的普遍难题，也是抑制中小企业健康发展和壮大的重要因素之一。政策支持和完善金融体系是解决融资难问题的关键之一，应当大力推动对中小企业的财政支持和信贷支持，并加快构建适应中小企业融资需求的金融服务体系。此外，中小企业也应该加强自身调整和转型升级，增强企业内部的融资能力。最后，通过发行股票、增资扩股等方式，中小企业可以通过股权融资方式来缓解融资难题。本研究为了解中小企业融资难问题提供了比较全面的理论支撑和实践建议，有助于政府和企业有效解决中小企业融资难问题，促进中小企业的健康发展和健康经济。
关键词：中小企业、融资难题、政策支持
Abstract
This paper mainly discusses the financing difficulties of small and medium-sized enterprises, through the induction and summary of related concepts and theories, analyzes the current situation of the financing difficulties of small and medium-sized enterprises, in-depth analysis of the reasons for the financing difficulties of small and medium-sized enterprises, as well as the impact of financing difficulties on small and medium-sized enterprises. At the same time, by referring to a large number of literatures, this paper further puts forward some suggestions to solve the financing difficulties of smes, including strengthening policy support, improving the financial system, self-adjustment, transformation and upgrading of smes, and alleviating financing difficulties through equity financing. This study finds that the financing difficulty of smes is not only a common problem faced by smes, but also one of the important factors that inhibit the healthy development and growth of smes. Policy support and improvement of the financial system are one of the keys to solving the financing problem. We should vigorously promote the financial support and credit support for small and medium-sized enterprises, and speed up the construction of a financial service system to meet the financing needs of small and medium-sized enterprises. In addition, small and medium-sized enterprises should also strengthen their own adjustment, transformation and upgrading, and enhance their internal financing capacity. Finally, by issuing shares, increasing capital and expanding shares, small and medium-sized enterprises can alleviate financing problems through equity financing. This study provides more comprehensive theoretical support and practical suggestions for understanding the financing difficulties of small and medium-sized enterprises, which is helpful for the government and enterprises to effectively solve the financing difficulties of small and medium-sized enterprises and promote the healthy development of small and medium-sized enterprises and healthy economy.
Keyword:Small and medium-sized enterprises, financing problems, policy support
目 录
1. 绪论 1
1.1 研究背景及意义 1
1.2 国内外研究现状 1
1.3 研究方法及论文结构 2
2. 相关概念及理论基础 3
2.1 中小企业分类及特征 3
2.2 融资概念及融资方式 3
2.3 中小企业融资难题与原因 4
3. 中小企业融资难题 5
3.1 融资难问题的现状分析 5
3.2 中小企业融资难的原因分析 5
3.3 融资难问题对中小企业的影响 6
4. 解决中小企业融资难问题 7
4.1 加强政策支持，完善金融体系 7
4.2 中小企业自我调整和转型升级 7
4.3 通过股权融资缓解融资难题 8
5. 结论 9
参考文献 10
致 谢 11
