我国失业保险制度的改革和完善

摘  要
自1986年开始实行以来,我国的失业保险制度一直在不断地发挥着积极的作用,为社会的安定和失业保障事业的发展提供了有力的保障。然而,随着我国经济体制的改革和经济转型的深入,当前失业人数急剧增加,失业率逐年攀升,现有的失业保障体系出现了许多问题。在这种情况下,失业保险是一种政府的法定制度,其职责更是举足轻重.
失业保险制度是一项重要的制度安排。它在稳定社会政治、经济秩序中扮演着不可忽略的角色。1986年,我国建立了失业保险制度,对深化经济体制改革,促进经济发展,维护社会安定起到了积极的作用;但是,它也有很多问题。因此,为了更好地适应社会主义市场经济的要求,必须对现行的失业保险体制进行改革。但是,为了保证改革的顺利进行,就必须建立一个明确的目的和科学的原则,使改革的方法具有针对性和实效性。因此,要根据我国的国情,对我国的失业保险制度改革应遵循的目标与原则进行论述。我国的失业保险制度改革的目标是:建立一个健全的、具有法律、法规、资金来源、资金来源、管理方法的现代化、科学化、与其他社会保障项目相结合的健全的失业保险体系。 

关键词:失业保险   社会保障   失业保险制度改革





Abstract
Since its implementation in 1986, China's unemployment insurance system has been constantly playing a positive role, providing a strong guarantee for social stability and the development of unemployment security. However, with the reform of China's economic system and the deepening of economic transformation, the current number of unemployed has increased dramatically, the unemployment rate has risen year by year, and the existing unemployment security system has many problems. In this case, unemployment insurance is a legal system of the government, and its responsibility is even more important
The unemployment insurance system is an important institutional arrangement. It plays an important role in stabilizing social, political and economic order. In 1986, China established the unemployment insurance system, which played a positive role in deepening the reform of the economic system, promoting economic development and maintaining social stability; However, it also has many problems. Therefore, in order to better adapt to the requirements of the socialist market economy, the current unemployment insurance system must be reformed. However, in order to ensure the smooth progress of the reform, it is necessary to establish a clear purpose and scientific principles, so that the reform methods are targeted and effective. Therefore, according to our national conditions, we should discuss the goals and principles that should be followed in the reform of our unemployment insurance system. The goal of China's unemployment insurance system reform is to establish a sound, modern and scientific unemployment insurance system with laws, regulations, sources of funds, sources of funds and management methods, combined with other social security projects. 

Key words: Unemployment insurance  social security  unemployment insurance system reform





目  录
摘  要 I
Abstract II
1 前言 - 1 -
2 我国失业保险制度目前存在的主要问题 - 1 -
2.1 失业保险基金的筹资费率偏低,难以满足支出的需要 - 2 -
2.2 失业保险的覆盖范围还比较窄 - 2 -
2.3 失业保险的基础性数据统计不实,影响失业保险的决策和管理 - 2 -
2.4 社会保障管理体制混乱 - 3 -
2.5 再就业难以落实 - 3 -
3 改革与完善我国失业保险制度的措施 - 3 -
3.1 建立农民工失业保险制度或失业救助制度 - 3 -
3.2 建立“未就业大学毕业生保障系统” - 4 -
3.3 提高失业保险缴费率和国家财政支持力度以及失业率统计准确度 - 4 -
3.4 广开就业门路,实行多种形式就业,降低失业保险压力 - 4 -
4 失业保险的理论界定 - 5 -
4.1 失业保险的含义 - 5 -
4.2 失业保险的特征 - 5 -
4.3 失业保险的功能 - 6 -
5 我国失业保险制度在就业促进上存在的问题及完善措施 - 7 -
5.1 现阶段我国失业保险在就业促进功能上的反思 - 7 -
5.2 在就业促进取向上对我国失业保险制度的完善措施 - 7 -
5.3 合理拓宽失业保险覆盖范围 - 8 -
6 结论 - 8 -
参考文献 - 10 -
致  谢 - 11 -
 
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