摘要
在全球经济一体化进程中，证券投资基金的地位日益凸显，它已经成为了国际金融行业中一个显著的标志。相对于世界上其他国家来说，我们的基金行业还处于起步阶段。自中国银行及中国国际信托投资公司开始，它们对提高股市的有效需求、活跃及稳定股市、引导投资者树立正确的投资观念等方面，仍然发挥着积极的作用。但是，因为我国的基金起步比较晚，基金在设立的时候，发起人的动机也是千差万别。因此，基金在运营过程中，不仅没有可以借鉴的实际经验，也没有可以进行系统的理论研究，因此，基金市场上还存在着许多问题，一些功能也无法正常地发挥出来。随着证券市场的不断繁荣，基金的问题也随之显现出来。在此背景下，通过对我国基金行业发展现状的分析，探索出一条促进我国基金行业健康发展的道路是非常必要的。本文通过对基金业发展的历史与现状的回顾与分析，指出了基金业发展中出现的一些问题，并对这些问题提出了相应的对策与建议。
关键词：证券投资基金；金融产业；股票
Abstract
In the process of global economic integration, the position of securities investment fund has become increasingly prominent, it has become a significant symbol in the international financial industry. Relative to the rest of the world, our fund industry is still in its infancy. Starting from the Bank of China and the China International Trust and Investment Corporation, they are still playing an active role in improving the effective demand for the stock market, activating and stabilizing the stock market, and guiding investors to establish correct investment concepts. However, because the fund started relatively late in our country, when the fund was set up, the initiator's motivation is different. Therefore, in the process of fund operation, there is not only no practical experience to draw lessons from, but also no systematic theoretical research. Therefore, there are still many problems in the fund market, and some functions can not be played out normally. With the continuous prosperity of the securities market, the problems of the fund also appear. In this context, it is very necessary to explore a way to promote the healthy development of fund industry by the analysis of the current situation of fund industry in our country. Through the review and analysis of the development history and present situation of the fund industry, this paper points out some problems in the development of the fund industry, and puts forward corresponding countermeasures and suggestions.
Key words:Securities investment fund; The financial industry; stock
目录
摘要 I
Abstract II
1.引言 1
2.我国基金业发展状况浅析 2
3.证券投资基金面临的主要问题 2
3.1机制上的不足，使资金运作的灵活性受到限制 2
3.2投资者对基金的了解不够透彻 3
3.3基金经理质量不高，基金公司的管理体制不完善 3
3.4证券投资基金的种类不够丰富 3
3.5基础市场不强，混业竞争压力大 4
4.证券投资基金投资管理的对策建议 4
4.1把握科学定位 4
4.2政府应在政策上给予支持 4
4.3加强企业的内部管理，提高企业的运作效益 5
4.4营造良好的发展环境，积极开展的创新 5
4.5 加强监管和风险控制，保障投资者权益 5
5.结论 6
致谢 7
参考文献 8
在全球经济一体化进程中，证券投资基金的地位日益凸显，它已经成为了国际金融行业中一个显著的标志。相对于世界上其他国家来说，我们的基金行业还处于起步阶段。自中国银行及中国国际信托投资公司开始，它们对提高股市的有效需求、活跃及稳定股市、引导投资者树立正确的投资观念等方面，仍然发挥着积极的作用。但是，因为我国的基金起步比较晚，基金在设立的时候，发起人的动机也是千差万别。因此，基金在运营过程中，不仅没有可以借鉴的实际经验，也没有可以进行系统的理论研究，因此，基金市场上还存在着许多问题，一些功能也无法正常地发挥出来。随着证券市场的不断繁荣，基金的问题也随之显现出来。在此背景下，通过对我国基金行业发展现状的分析，探索出一条促进我国基金行业健康发展的道路是非常必要的。本文通过对基金业发展的历史与现状的回顾与分析，指出了基金业发展中出现的一些问题，并对这些问题提出了相应的对策与建议。
关键词：证券投资基金；金融产业；股票
Abstract
In the process of global economic integration, the position of securities investment fund has become increasingly prominent, it has become a significant symbol in the international financial industry. Relative to the rest of the world, our fund industry is still in its infancy. Starting from the Bank of China and the China International Trust and Investment Corporation, they are still playing an active role in improving the effective demand for the stock market, activating and stabilizing the stock market, and guiding investors to establish correct investment concepts. However, because the fund started relatively late in our country, when the fund was set up, the initiator's motivation is different. Therefore, in the process of fund operation, there is not only no practical experience to draw lessons from, but also no systematic theoretical research. Therefore, there are still many problems in the fund market, and some functions can not be played out normally. With the continuous prosperity of the securities market, the problems of the fund also appear. In this context, it is very necessary to explore a way to promote the healthy development of fund industry by the analysis of the current situation of fund industry in our country. Through the review and analysis of the development history and present situation of the fund industry, this paper points out some problems in the development of the fund industry, and puts forward corresponding countermeasures and suggestions.
Key words:Securities investment fund; The financial industry; stock
目录
摘要 I
Abstract II
1.引言 1
2.我国基金业发展状况浅析 2
3.证券投资基金面临的主要问题 2
3.1机制上的不足，使资金运作的灵活性受到限制 2
3.2投资者对基金的了解不够透彻 3
3.3基金经理质量不高，基金公司的管理体制不完善 3
3.4证券投资基金的种类不够丰富 3
3.5基础市场不强，混业竞争压力大 4
4.证券投资基金投资管理的对策建议 4
4.1把握科学定位 4
4.2政府应在政策上给予支持 4
4.3加强企业的内部管理，提高企业的运作效益 5
4.4营造良好的发展环境，积极开展的创新 5
4.5 加强监管和风险控制，保障投资者权益 5
5.结论 6
致谢 7
参考文献 8
